/* Bright Advance Verify — brand stylesheet. No external dependencies. */
:root {
  --navy: #0f2143;
  --navy-2: #16305e;
  --blue: #2563eb;
  --blue-dark: #1d4ed8;
  --ink: #1e293b;
  --muted: #5b6b82;
  --line: #e2e8f0;
  --bg: #f6f8fc;
  --white: #ffffff;
  --green: #16a34a;
  --radius: 12px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.95); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 1.1rem; color: var(--navy); }
.brand:hover { text-decoration: none; }
.brand-badge {
  width: 34px; height: 34px; border-radius: 9px;
  background: linear-gradient(135deg, var(--blue), var(--navy));
  color: #fff; display: grid; place-items: center; font-size: 1rem; font-weight: 800;
}
.brand small { display: block; font-size: .68rem; font-weight: 500; color: var(--muted); letter-spacing: .02em; }
.main-nav { display: flex; align-items: center; gap: 26px; }
.main-nav a { color: var(--ink); font-weight: 500; font-size: .95rem; }
.main-nav a:hover { color: var(--blue); text-decoration: none; }
.btn {
  display: inline-block; padding: 11px 22px; border-radius: 9px;
  background: var(--blue); color: #fff !important; font-weight: 600; font-size: .95rem;
  border: 1px solid var(--blue); cursor: pointer; transition: background .15s;
}
.btn:hover { background: var(--blue-dark); text-decoration: none; }
.btn-outline { background: transparent; color: var(--navy) !important; border: 1px solid var(--line); }
.btn-outline:hover { background: var(--bg); }

/* Hero */
.hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 55%, #1e40af 100%); color: #fff; padding: 88px 0 76px; }
.hero h1 { font-size: 2.6rem; line-height: 1.15; max-width: 640px; margin-bottom: 18px; }
.hero p.lede { font-size: 1.15rem; color: #c7d5f2; max-width: 560px; margin-bottom: 30px; }
.hero .btn-row { display: flex; gap: 14px; flex-wrap: wrap; }
.hero .btn-outline { color: #fff !important; border-color: rgba(255,255,255,.4); }
.hero .btn-outline:hover { background: rgba(255,255,255,.08); }

/* Sections */
.section { padding: 72px 0; }
.section.alt { background: var(--bg); }
.eyebrow { text-transform: uppercase; letter-spacing: .12em; font-size: .76rem; font-weight: 700; color: var(--blue); margin-bottom: 10px; }
h2 { font-size: 1.9rem; color: var(--navy); margin-bottom: 14px; }
.section > .wrap > p.lede, .lede { font-size: 1.08rem; color: var(--muted); max-width: 640px; }
.grid { display: grid; gap: 22px; margin-top: 38px; }
.grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px;
}
.section.alt .card { background: var(--white); }
.card h3 { font-size: 1.08rem; color: var(--navy); margin-bottom: 8px; }
.card p { color: var(--muted); font-size: .95rem; }
.card .icon {
  width: 42px; height: 42px; border-radius: 10px; background: #e8effe;
  display: grid; place-items: center; margin-bottom: 14px; font-size: 1.2rem;
}
.steps { counter-reset: step; }
.steps .card { position: relative; padding-top: 30px; }
.steps .card::before {
  counter-increment: step; content: counter(step);
  position: absolute; top: -14px; left: 22px;
  width: 30px; height: 30px; border-radius: 50%;
  background: var(--blue); color: #fff; font-weight: 700;
  display: grid; place-items: center; font-size: .9rem;
}
.checklist { list-style: none; margin-top: 18px; }
.checklist li { padding: 7px 0 7px 30px; position: relative; color: var(--ink); }
.checklist li::before { content: "✓"; position: absolute; left: 0; top: 7px; color: var(--green); font-weight: 700; }

/* Forms */
.form-card { max-width: 640px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 6px; color: var(--navy); }
.field label .opt { font-weight: 400; color: var(--muted); }
.field input, .field select, .field textarea {
  width: 100%; padding: 11px 13px; border: 1px solid var(--line); border-radius: 8px;
  font-size: .95rem; font-family: inherit; background: #fff; color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid #bfdbfe; border-color: var(--blue); }
.consent-box {
  border: 1px solid var(--line); border-radius: 10px; padding: 16px;
  background: var(--bg); margin-bottom: 18px;
}
.consent-box label { display: flex; gap: 10px; align-items: flex-start; font-size: .88rem; color: var(--ink); cursor: pointer; }
.consent-box input[type="checkbox"] { width: 18px; height: 18px; margin-top: 2px; flex: none; accent-color: var(--blue); }
.consent-box + .consent-box { margin-top: -8px; }
.form-status { margin-top: 14px; font-size: .95rem; display: none; }
.form-status.ok { display: block; color: var(--green); }
.form-status.err { display: block; color: #dc2626; }

/* Verify page */
.verify-shell { min-height: 70vh; display: grid; place-items: center; background: var(--bg); padding: 48px 0; }
.verify-card { max-width: 460px; width: 100%; text-align: center; }
.verify-card .phone {
  font-size: 1.5rem; font-weight: 700; color: var(--navy); letter-spacing: .02em;
  background: var(--bg); border: 1px solid var(--line); border-radius: 10px;
  padding: 14px; margin: 20px 0;
}
.verify-card .fine { font-size: .85rem; color: var(--muted); margin-top: 16px; }

/* Legal pages */
.legal { max-width: 780px; }
.legal h1 { font-size: 2rem; color: var(--navy); margin-bottom: 6px; }
.legal .updated { color: var(--muted); font-size: .9rem; margin-bottom: 30px; }
.legal h2 { font-size: 1.25rem; margin: 32px 0 10px; }
.legal h3 { font-size: 1.02rem; margin: 20px 0 6px; color: var(--navy); }
.legal p, .legal li { color: var(--ink); font-size: .96rem; margin-bottom: 10px; }
.legal ul, .legal ol { padding-left: 22px; margin-bottom: 12px; }
.legal .carrier-clause {
  border: 1px solid var(--line); border-left: 4px solid var(--blue);
  background: var(--bg); border-radius: 8px; padding: 16px 18px; margin: 14px 0;
}

/* Footer */
.site-footer { background: var(--navy); color: #b9c7e4; margin-top: 0; }
.site-footer .wrap { padding-top: 54px; padding-bottom: 30px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 36px; }
.site-footer h4 { color: #fff; font-size: .9rem; margin-bottom: 12px; }
.site-footer a { color: #b9c7e4; }
.site-footer ul { list-style: none; }
.site-footer ul li { margin-bottom: 8px; font-size: .92rem; }
.footer-entity { font-size: .88rem; line-height: 1.7; }
.footer-entity strong { color: #fff; }
.footer-legal { border-top: 1px solid rgba(255,255,255,.14); padding-top: 22px; font-size: .85rem; display: flex; justify-content: space-between; gap: 18px; flex-wrap: wrap; }

@media (max-width: 860px) {
  .grid.cols-3, .grid.cols-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .main-nav { gap: 16px; }
  .main-nav a.hide-sm { display: none; }
  .hero h1 { font-size: 2rem; }
}